Credit Card Reconciliation Software
Why ReconArt
Key Features of Our Robust Credit Card Reconciliation Solution
Multi-stepped matching for any card process
Reconcile credit card statements, payment gateways, bank settlements, GL entries, POS data for e-commerce platforms, and corporate expense management systems — all within a single workflow.
Cross-source transaction matching
Match transactions across credit card statements, PSP transaction reports, and merchant POS records on bank statements. Three-way reconciliations are made effortless.
Exception detection and fraud prevention
Automatically detect and categorise exceptions such as mispostings, chargebacks, and credit card processing fees. Built-in patterns assist fraud prevention efforts.
Handles diverse reconciliation scenarios
Sales transactions, vendor payments, corporate credit card programs, and employee expenses — ReconArt adapts to each process with configurable rules and matching logic.
Full visibility into card accounts
Gain complete visibility into credit card accounts even with complex matching scenarios and high transaction volumes. All card schemes — Visa, Mastercard, Amex — are supported.
Accurate fee calculations and time difference handling
Multiple recon codes and recon types across processes. Supports the calculation of processing fees and handles time differences across systems and regions.
Process
How It Works From card statement to certified close
Ingestion & Data Sources
Card Statement
Payment Gateway
Bank Feed
GL / ERP
POS / Orders
Normalise
Matching Engine
Exceptions
Exception Management Break Resolution
Auto-categorisation of breaks, aging analysis, root cause tracking, and escalation workflows with full audit trail.
Key Benefits
Why Finance Teams Choose ReconArt for Card Reconciliation
Faster settlement verification
Automate matching of card transactions against merchant settlements and bank deposits to close faster.
Chargeback & fee tracking
Automatically detect, categorise, and track chargebacks, processing fees, and reversals across all card schemes.
Three-way reconciliation
Effortlessly reconcile POS, payment gateway, and bank statement data in a single automated workflow.
ERP & GL integration
Seamless integration for adjustments and journal entries approval and export to your ERP or general ledger.
Analytics
Real-Time Card Reconciliation Dashboards
ReconArt’s card reconciliation dashboards give controllers and finance ops teams visibility across every card scheme, entity, and settlement cycle. Track transaction volumes, match rates, and exception trends in real time with the ability to drill into any metric and resolve issues before they impact the close process. Handle growing card transaction volumes without increasing manual workload or operational overhead. Continuous visibility, not just end-of-month reporting.
Customer Success Stories
Trusted by finance teams worldwide
ReconArt is proud to receive the trust of our customers. Here are some organizations leveraging our reconciliation software.
Insights & Resources
OTA reconciliation in the travel industry stands out with its complexity. While a traveler sees a single booking and a single payment, hotels, online travel agencies (OTAs), tour operators, and other travel businesses may record that same transaction differently. Much
Travel industry reconciliation – the process of aligning financial records across multiple stakeholder – is structurally different from reconciliation in many other industries, because a single booking rarely involves a single transaction. It passes through intermediaries and generates multiple financial
We are often asked whether it is a challenging undertaking to implement reconciliation software – especially one known for handling complex, high-volume financial environments. It is a fair question. Reconciliation sits at the intersection of data, controls, compliance, and operations,
Also on the Platform
Extend beyond card reconciliation
Bank Reconciliation
Automate bank statement matching against GL and sub-ledger entires with full audit trail.
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Financial Close Management
Coordinate tasks, approvals, and certification across the full period-end close cycle.
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API & Data Integration
Connect any data source — ERP, core banking, cloud storage, or custom feeds — without manual intervention.
Explore